I have been using the envelope method for about 40 years now or beforel I even knew about Dave Ramsay. It has worked wonderfully for me and to this day, I am still using it. I also use spreadsheets to keep track of what I am saving for. I have “hidden” money in my checking account for special purchases and to keep my balance within the “free checking” range. this has been a real Godsend. Then there’s my regular savings account split into various allocations or categories; again, on a beautifully color-coded Excel spreadsheet. This has caused a bad case of twitching to anyone who likes to keep it simple. It’s actually not that complicated only to the uninitiated. I would use Quicken and have but my system would cause a meltdown in their program.
Hi, Alejandra. Yes, they are. 🙂 Click on the links for the pages you’d like and it’ll open a new tab that leads to Dropbox and there will be the options to save {download} or print.
Thank you for the printable’s! I would love to see a gift giving schedule to help me track my dollars budgeted for that expense. With six kids and starting to have grandchildren and son/daughters in law, it’s getting unwieldy to keep track of them all! Also, maybe a list of Holidays that may come with incidental expenses?
Thank you for these free printables! They are exactly what I was looking for to help us on our journey to get out of debt!
I have been using the envelope method for about 40 years now or beforel I even knew about Dave Ramsay. It has worked wonderfully for me and to this day, I am still using it. I also use spreadsheets to keep track of what I am saving for. I have “hidden” money in my checking account for special purchases and to keep my balance within the “free checking” range. this has been a real Godsend. Then there’s my regular savings account split into various allocations or categories; again, on a beautifully color-coded Excel spreadsheet. This has caused a bad case of twitching to anyone who likes to keep it simple. It’s actually not that complicated only to the uninitiated. I would use Quicken and have but my system would cause a meltdown in their program.
That’s awesome, Laura. 🙂 You’re a very wise lady! I currently use a spreadsheet too because I can access it on my cell phone when I’m out and about.
Thank you so much for posting these printables! My husband and I are about to start the Dave Ramsey course and needed something like this.
You’re welcome! 🙂
are the printables still available?
Hi, Alejandra. Yes, they are. 🙂 Click on the links for the pages you’d like and it’ll open a new tab that leads to Dropbox and there will be the options to save {download} or print.
Thank so much, this is exactly what I’ve been looking for.
Love, love, love these!!! Thank you so much! 🙂
Thanks for sharing your templates! 🙂
Thank you for the printable’s! I would love to see a gift giving schedule to help me track my dollars budgeted for that expense. With six kids and starting to have grandchildren and son/daughters in law, it’s getting unwieldy to keep track of them all! Also, maybe a list of Holidays that may come with incidental expenses?